
Stripe
The Astronaut's Review
Expert analysis by The Software Astronaut
Astronaut's Score
The Verdict
The payment infrastructure that made accepting payments as easy as adding a few lines of code.
Our Take
Stripe revolutionized online payments with developer-first APIs and beautiful documentation. From startups to enterprises, Stripe powers billions in transactions. The platform has expanded into subscriptions, invoicing, and financial services.
Best For
- Developers building payment experiences
- SaaS companies with subscription billing
- Marketplaces needing split payments
- Businesses wanting modern payment UX
Consider Alternatives If
- High-risk businesses (limited acceptance)
- Very simple checkout needs (use PayPal)
- Businesses avoiding transaction fees
Rating Breakdown
In-Depth Analysis
Overview
Stripe is payment infrastructure for the internet. Founded in 2010, it processes hundreds of billions in transactions annually. The platform has expanded from simple payments to subscriptions, invoicing, fraud prevention, and more.
Ease of Use
Stripe is famous for developer experience—the documentation is exceptional, and integration can take hours rather than weeks. The Dashboard provides business users with excellent transaction management.
Key Strengths
- Best-in-class developer experience
- Comprehensive payment methods globally
- Stripe Billing for subscriptions
- Stripe Connect for marketplaces
- Radar for fraud prevention
- Excellent documentation and support
Limitations to Consider
- Transaction fees add up for high-volume
- Account stability concerns for some industries
- Payout timing can be slow initially
- Less suitable for high-risk businesses
Pricing Analysis
Standard pricing: 2.9% + $0.30 per successful card charge. International cards add 1%. Volume discounts available. Additional fees for Billing, Connect, etc.
Final Thoughts
Stripe is the obvious choice for businesses wanting best-in-class payment infrastructure. The developer experience and features are unmatched. High-volume businesses should negotiate rates.
Top-Rated Alternatives
Explore other highly-rated E-commerce options to find the best fit for your needs.
Popular Integrations
Stripe works seamlessly with these popular tools to enhance your workflow.
Note: Integration availability may vary based on your subscription plan. Visit the official Stripe website or check our individual product pages for the most up-to-date integration information.
About Stripe
Payments infrastructure for the internet
Key Features
Feature Availability
| Feature | Stripe |
|---|---|
Cloud-Based Accessible from any device with internet | |
Mobile App Native mobile applications available | Partial |
API Access Programmatic access for integrations | Partial |
Free Trial Try before you buy | |
Free Tier Permanently free plan available | |
24/7 Support Round-the-clock customer assistance | Partial |
SSO/SAML Enterprise single sign-on | Partial |
Data Export Export your data anytime | |
Integrations Connect with other tools | |
Custom Branding White-label capabilities | Partial |
Pricing Overview
2.9% + 30¢ per transaction
Integration & API
- API Supported
- Yes
- API Auth Methods
- API KeyOAuth2
- API Protocols
- REST
- Native Integrations
- ShopifyWooCommerceSalesforceMagentoZendesk
- Marketplace
- No
- Zapier
- Yes
Security & Compliance
- Certifications
- PCI DSS Level 1SOC 2ISO 27001
- Encryption
- AES-256TLS 1.2
- Compliance
- GDPRPCI DSSPSD2
- Uptime SLA
- 99.99%
User Management
- Custom Profiles
- No
- SSO Providers
- Not specified
- Data Encryption
- AES-256TLS 1.2
- MFA Supported
- Yes
Customization
- Custom Objects
- No
- Custom Fields
- Yes
- Custom Workflows
- Yes
- Custom Reports
- Yes
- Custom Branding
- Yes
- Coding Capability
- Yes
Mobile
- Mobile App
- No
- Platforms
- Not specified
- Mobile Pricing
- N/A
Delivery & Infrastructure
- Deployment Type
- Public Cloud
- Browsers
- ChromeFirefoxSafariEdge
- Data Centers
- USAEU
- Languages
- English
Pricing & Licensing
- Contract Duration
- Pay-as-you-go
- License Mix
- No
- Trial Days
- Not specified
- Currency
- USDEURGBP135+ currencies
Support
- Channels
- EmailPhoneDocumentationIRC
- Hours
- 24/7
- Dedicated Manager
- Yes
- Training
- Yes
